Address Legal Issues When Disaster Strikes A Condominium Development
HOAs are not immune to disasters such as floods or fires. When they strike, the damage can be overwhelming. Suddenly, all the “fine print” in the insurance contracts becomes relevant and decisions need to be made. Fire, flood or insect infestation can pit an HOA against the property developer and insurance company lawyers. Who is at fault? Who will pay? Who will help?
Developers and insurance companies often use in-house or outside counsel who are seasoned civil litigators to assure their interests are protected. You should too. Call us. Consultations are free. Choosing the wrong lawyer isn’t.
Gregory M. Garrison Can Assure Your Interests Are Protected
San Diego attorney Gregory M. Garrison has extensive trial experience handling cases involving breach of contracts, bad-faith claims and construction defect cases. These issues may also arise after a fire or flood. When disaster strikes, hiring an experienced attorney to make sure your claim is resolved in an efficient manner is vital.
Gregory M. Garrison knows how to protect your interests and can help you resolve challenges cost-effectively. He has a reputation for getting results.
Face The Recovery Process With Proven Advice
In disaster situations, the issues that must be resolved can be overwhelming. Litigation attorney Gregory M. Garrison has a keen eye for assessing a situation, organizing data, and assessing liability and the contractual responsibilities of all the parties involved.
Recommended Procedures Following A Condo Disaster
Gregory M. Garrison is experienced in homeowners’ and condominium associations’ regulations and restrictions. Recommended procedures for condominium owners’ disaster recovery include:
First: Document The Damage
Whether it’s photographs, videos or witnesses, you must start by documenting the damage. One benefit of hiring an attorney is that your attorney will be able to gather preserve evidence
Gregory M. Garrison regularly goes to trial and knows what works best in court. Having an experienced attorney early in the proceedings will help maximize your recovery.
Second: Contact Your Insurance Company
Make sure you get an email address, and immediately send an email confirming what you spoke about as well as request a complete copy of your insurance policy. It is amazing how many people forget to do this. If a conversation is not documented in writing, people forget what happened or what was promised. When a major disaster strikes, it is easy to become flustered and fail to follow steps that might seem obvious if you were not under the pressure of the situation. Confirm by email what was said so there is no argument later. You will be glad you did.
Third: Designate One Person As The Point Of Contact
When disaster strikes, communication becomes disorganized. There needs to be one contact point person who coordinates your response. Make sure that person is cc’ed with all emails, advised of phone discussions and any meetings or actions taken by insurance agencies, local officials, state officials and the homeowners or condominium association. Whether a lawyer or a board member serves this purpose, make sure they have the time and organizational skills to stay on top of things.